WIN: A Blackberry Bold for yourself, and a TV or DVD player for your school or community. Courtesy of Metropolitan.

To enter just read below and answer this simple question: How much money did the twins put aside every month, when they decided to invest? * You must also follow us on Twitter and Like our Facebook fan page.

[formidable id=29]

Competition closes 16 December 2013.

Khanyi being a maths boffin uses her mathematical telepathy and predicts her financial future. She sees early on that she shouldn’t trash her cash on the typical womanly pleasures she so desperately desires. The expensive spa visits, the R2 000 weaves and her compulsive shoe fetish are merely defaults on her path to living that high life she pictures for herself. In her last year of university, aged 20, Khanyi lands her first job as a financial assistant at a top accounting firm, earning a salary of R10 000. She decides to start saving, and promises to put aside R300 every month on an investment that will give a 10% p.a. return.

Meanwhile Mandla is making a name for himself as a graphic designer, earning good money in freelancing gigs for magazines like GQ. However, he chooses to follow the lifestyle endorsed by famous “You Only Live Once” (YOLO) rapper, Drake; unlike his sister, he fails to consider his financial future a high priority, thinking that saving is only for old fellas and family planners. He blows his cash on the latest bling, Ice watches, Vans sneakers and if his wallet still looks solid, happily liquefies what’s left on club hopping.

At the age of 30 Mandla sees the light when the twins’ father passes, and he realises he has no savings to help his mom out.. After all this, Mandla decides to cash his stash in, and save R300 every month in an investment similar to sister’s, which thanks to the great interest rate, is now already worth nearly R20 000.

At age 35, Khanyi’s fund has reached R39 844. This saver happily envisions the life of stability for her and her family. Though disappointed to realise his fund was only worth R20 071, Mandla — who went from big spender to keen saver has decided to settle his founds on a comfortable flat he’s had his eyes on.

Khanyi continues to save until the age of 40, when her fund has grown enough that she can just leave it do its own thing. Mandla, however, has to continue his monthly deposits until the age of 60.

Wanting to help her two grandchildren pay for university, Khanyi is overjoyed to find that after all her years of saving her investment has paid off with a grand total of R71 826. Mandla, who has enjoyed his bachelor life and was hoping to spend his retirement travelling abroad, was less than excited to discover that at R32 401, his fund was less than half of Khanyi’s, even though he had saved ten years longer than his sister!

*The boring stuff: Terms and conditions:

1)The judges’ decision is final.

2)The competition is open to residents of South Africa under the age of 25.

3) The competition is not open to employees of Live Magazine, LivityAfrica ; their employees, friends and associates.

4) The organisers have the right to cancel the competition or part of it thereof if deemed necessary.

5)By entering the competition the winner of the prize consents that he/she will endorse, promote and/or advertise the products and the magazine, which would include photographs for promotional purposes related to the competition and the relevant products, without payment or additional compensation for a period of 12 months

6) Proof of identity may be required when redeeming prize.

7) Winners must wait a minimum period of three months before entering another competition.

8) Winners will be notified by email.